Cost of Living: Louisville, KY vs Albuquerque, NM (2026)

Louisville

Kentucky
74
VS

Albuquerque

New Mexico
80

Louisville is 8% cheaper than Albuquerque.

$1,069/mo ↓ 1%
Median Rent
$1,085/mo ↑ 1%
$64,731/yr ↓ 1%
Median Income
$65,604/yr ↑ 1%
$221,500 ↓ 17%
Home Value
$266,700 ↑ 20%
$1,118/mo ↓ 3%
Owner Costs
$1,149/mo ↑ 3%
627,210
Population
562,488

Tax Comparison

4.0%
Income Tax
5.9%
6.0%
State Sales Tax
5.0%
0.83%
Property Tax
0.67%

Affordability

19.8%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Albuquerque, NM, the overall cost of living indices are 74 and 80 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $873/year higher in Albuquerque. Home values also differ significantly — the median in Louisville is $221,500 compared to $266,700 in Albuquerque.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Albuquerque — common questions

Is Louisville or Albuquerque cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 80 (US average = 100).
What is the rent difference between Louisville and Albuquerque?
Median rent in Louisville is $1,069/month and in Albuquerque it's $1,085/month — a difference of $16/month.
Which city has higher income, Louisville or Albuquerque?
Median household income is $64,731 in Louisville and $65,604 in Albuquerque. Median household income is $873/year higher in Albuquerque.
How do taxes compare between Kentucky and New Mexico?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Louisville or Albuquerque?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Albuquerque has a cost index of 80 with rent of $1,085/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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