Cost of Living: McAllen, TX vs Concord, CA (2026)

McAllen

Texas
66
VS

Concord

California
187

McAllen is 65% cheaper than Concord.

$1,017/mo ↓ 54%
Median Rent
$2,226/mo ↑ 119%
$60,165/yr ↓ 45%
Median Income
$109,195/yr ↑ 81%
$173,800 ↓ 77%
Home Value
$755,900 ↑ 335%
$996/mo ↓ 56%
Owner Costs
$2,284/mo ↑ 129%
143,789
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

20.3%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing McAllen, TX and Concord, CA, the overall cost of living indices are 66 and 187 respectively (national median = 100). Rent is $1,209/month cheaper in McAllen, saving renters about $14,508/year.

Median household income is $49,030/year higher in Concord. Home values also differ significantly — the median in McAllen is $173,800 compared to $755,900 in Concord.

Texas has no state income tax, giving McAllen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McAllen vs Concord — common questions

Is McAllen or Concord cheaper to live in?
Based on our cost index, McAllen is cheaper to live in with an index of 66 compared to 187 (US average = 100).
What is the rent difference between McAllen and Concord?
Median rent in McAllen is $1,017/month and in Concord it's $2,226/month — a difference of $1,209/month.
Which city has higher income, McAllen or Concord?
Median household income is $60,165 in McAllen and $109,195 in Concord. Median household income is $49,030/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McAllen or Concord?
It depends on your priorities. McAllen has a cost index of 66 with median rent of $1,017/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McAllen details → View Concord details →

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