Cost of Living: McAllen, TX vs Spring Hill, FL (2026)

McAllen

Texas
66
VS

Spring Hill

Florida
85

McAllen is 22% cheaper than Spring Hill.

$1,017/mo ↓ 22%
Median Rent
$1,301/mo ↑ 28%
$60,165/yr ↓ 10%
Median Income
$66,557/yr ↑ 11%
$173,800 ↓ 30%
Home Value
$248,400 ↑ 43%
$996/mo ↓ 14%
Owner Costs
$1,153/mo ↑ 16%
143,789
Population
118,814

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

20.3%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing McAllen, TX and Spring Hill, FL, the overall cost of living indices are 66 and 85 respectively (national median = 100). Rent is $284/month cheaper in McAllen, saving renters about $3,408/year.

Median household income is $6,392/year higher in Spring Hill. Home values also differ significantly — the median in McAllen is $173,800 compared to $248,400 in Spring Hill.

Frequently Asked Questions

McAllen vs Spring Hill — common questions

Is McAllen or Spring Hill cheaper to live in?
Based on our cost index, McAllen is cheaper to live in with an index of 66 compared to 85 (US average = 100).
What is the rent difference between McAllen and Spring Hill?
Median rent in McAllen is $1,017/month and in Spring Hill it's $1,301/month — a difference of $284/month.
Which city has higher income, McAllen or Spring Hill?
Median household income is $60,165 in McAllen and $66,557 in Spring Hill. Median household income is $6,392/year higher in Spring Hill.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to McAllen or Spring Hill?
It depends on your priorities. McAllen has a cost index of 66 with median rent of $1,017/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McAllen details → View Spring Hill details →

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