Cost of Living: McKinney, TX vs Allentown, PA (2026)

McKinney

Texas
138
VS

Allentown

Pennsylvania
79

McKinney is 75% more expensive than Allentown.

$1,841/mo ↑ 45%
Median Rent
$1,269/mo ↓ 31%
$120,273/yr ↑ 125%
Median Income
$53,403/yr ↓ 56%
$439,500 ↑ 133%
Home Value
$188,900 ↓ 57%
$2,101/mo ↑ 69%
Owner Costs
$1,243/mo ↓ 41%
202,314
Population
125,320

Tax Comparison

0%
Income Tax
3.07%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
1.49%

Affordability

18.4%
rent-to-income
Affordability
28.5%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Allentown, PA, the overall cost of living indices are 138 and 79 respectively (national median = 100). Rent is $572/month cheaper in Allentown, saving renters about $6,864/year.

Median household income is $66,870/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $188,900 in Allentown.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

McKinney vs Allentown — common questions

Is McKinney or Allentown cheaper to live in?
Based on our cost index, Allentown is cheaper to live in with an index of 79 compared to 138 (US average = 100).
What is the rent difference between McKinney and Allentown?
Median rent in McKinney is $1,841/month and in Allentown it's $1,269/month — a difference of $572/month.
Which city has higher income, McKinney or Allentown?
Median household income is $120,273 in McKinney and $53,403 in Allentown. Median household income is $66,870/year higher in McKinney.
How do taxes compare between Texas and Pennsylvania?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax.
Should I move to McKinney or Allentown?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Allentown has a cost index of 79 with rent of $1,269/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Allentown details →

More Comparisons

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