Cost of Living: McKinney, TX vs Arvada, CO (2026)

McKinney

Texas
138
VS

Arvada

Colorado
152

McKinney is 9% cheaper than Arvada.

$1,841/mo ↑ 2%
Median Rent
$1,802/mo ↓ 2%
$120,273/yr ↑ 6%
Median Income
$113,396/yr ↓ 6%
$439,500 ↓ 27%
Home Value
$600,800 ↑ 37%
$2,101/mo ↑ 8%
Owner Costs
$1,948/mo ↓ 7%
202,314
Population
122,835

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

18.4%
rent-to-income
Affordability
19.1%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Arvada, CO, the overall cost of living indices are 138 and 152 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $6,877/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $600,800 in Arvada.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

McKinney vs Arvada — common questions

Is McKinney or Arvada cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 152 (US average = 100).
What is the rent difference between McKinney and Arvada?
Median rent in McKinney is $1,841/month and in Arvada it's $1,802/month — a difference of $39/month.
Which city has higher income, McKinney or Arvada?
Median household income is $120,273 in McKinney and $113,396 in Arvada. Median household income is $6,877/year higher in McKinney.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to McKinney or Arvada?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Arvada has a cost index of 152 with rent of $1,802/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Arvada details →

More Comparisons

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