Cost of Living: McKinney, TX vs Billings, MT (2026)

McKinney

Texas
138
VS

Billings

Montana
86

McKinney is 60% more expensive than Billings.

$1,841/mo ↑ 68%
Median Rent
$1,097/mo ↓ 40%
$120,273/yr ↑ 67%
Median Income
$71,855/yr ↓ 40%
$439,500 ↑ 41%
Home Value
$311,800 ↓ 29%
$2,101/mo ↑ 79%
Owner Costs
$1,177/mo ↓ 44%
202,314
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.74%

Affordability

18.4%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Billings, MT, the overall cost of living indices are 138 and 86 respectively (national median = 100). Rent is $744/month cheaper in Billings, saving renters about $8,928/year.

Median household income is $48,418/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $311,800 in Billings.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

McKinney vs Billings — common questions

Is McKinney or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 138 (US average = 100).
What is the rent difference between McKinney and Billings?
Median rent in McKinney is $1,841/month and in Billings it's $1,097/month — a difference of $744/month.
Which city has higher income, McKinney or Billings?
Median household income is $120,273 in McKinney and $71,855 in Billings. Median household income is $48,418/year higher in McKinney.
How do taxes compare between Texas and Montana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to McKinney or Billings?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Billings details →

More Comparisons

Other cost of living comparisons for McKinney and Billings

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Billings vs. Wilmington Billings vs. Richardson Billings vs. Spring Hill Billings vs. Cambridge Billings vs. West Palm Beach Billings vs. North Charleston