Cost of Living: McKinney, TX vs Carrollton, TX (2026)

McKinney

Texas
138
VS

Carrollton

Texas
116

McKinney is 19% more expensive than Carrollton.

$1,841/mo ↑ 10%
Median Rent
$1,674/mo ↓ 9%
$120,273/yr ↑ 21%
Median Income
$99,115/yr ↓ 18%
$439,500 ↑ 24%
Home Value
$353,600 ↓ 20%
$2,101/mo ↑ 24%
Owner Costs
$1,689/mo ↓ 20%
202,314
Population
132,741

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

18.4%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Carrollton, TX, the overall cost of living indices are 138 and 116 respectively (national median = 100). Rent is $167/month cheaper in Carrollton, saving renters about $2,004/year.

Median household income is $21,158/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $353,600 in Carrollton.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

McKinney vs Carrollton — common questions

Is McKinney or Carrollton cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 138 (US average = 100).
What is the rent difference between McKinney and Carrollton?
Median rent in McKinney is $1,841/month and in Carrollton it's $1,674/month — a difference of $167/month.
Which city has higher income, McKinney or Carrollton?
Median household income is $120,273 in McKinney and $99,115 in Carrollton. Median household income is $21,158/year higher in McKinney.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to McKinney or Carrollton?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Carrollton details →

More Comparisons

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