Cost of Living: McKinney, TX vs Clovis, CA (2026)

McKinney

Texas
138
VS

Clovis

California
130

McKinney is 6% more expensive than Clovis.

$1,841/mo ↑ 11%
Median Rent
$1,662/mo ↓ 10%
$120,273/yr ↑ 20%
Median Income
$100,360/yr ↓ 17%
$439,500 ↓ 3%
Home Value
$453,300 ↑ 3%
$2,101/mo ↑ 14%
Owner Costs
$1,851/mo ↓ 12%
202,314
Population
122,719

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Clovis, CA, the overall cost of living indices are 138 and 130 respectively (national median = 100). Rent is $179/month cheaper in Clovis, saving renters about $2,148/year.

Median household income is $19,913/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $453,300 in Clovis.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Clovis — common questions

Is McKinney or Clovis cheaper to live in?
Based on our cost index, Clovis is cheaper to live in with an index of 130 compared to 138 (US average = 100).
What is the rent difference between McKinney and Clovis?
Median rent in McKinney is $1,841/month and in Clovis it's $1,662/month — a difference of $179/month.
Which city has higher income, McKinney or Clovis?
Median household income is $120,273 in McKinney and $100,360 in Clovis. Median household income is $19,913/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Clovis?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Clovis details →

More Comparisons

Other cost of living comparisons for McKinney and Clovis

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Clovis vs. Arvada Clovis vs. College Station Clovis vs. Concord Clovis vs. Independence Clovis vs. Round Rock Clovis vs. Rochester