Cost of Living: McKinney, TX vs Concord, CA (2026)

McKinney

Texas
138
VS

Concord

California
187

McKinney is 26% cheaper than Concord.

$1,841/mo ↓ 17%
Median Rent
$2,226/mo ↑ 21%
$120,273/yr ↑ 10%
Median Income
$109,195/yr ↓ 9%
$439,500 ↓ 42%
Home Value
$755,900 ↑ 72%
$2,101/mo ↓ 8%
Owner Costs
$2,284/mo ↑ 9%
202,314
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Concord, CA, the overall cost of living indices are 138 and 187 respectively (national median = 100). Rent is $385/month cheaper in McKinney, saving renters about $4,620/year.

Median household income is $11,078/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $755,900 in Concord.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Concord — common questions

Is McKinney or Concord cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 187 (US average = 100).
What is the rent difference between McKinney and Concord?
Median rent in McKinney is $1,841/month and in Concord it's $2,226/month — a difference of $385/month.
Which city has higher income, McKinney or Concord?
Median household income is $120,273 in McKinney and $109,195 in Concord. Median household income is $11,078/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Concord?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Concord details →

More Comparisons

Other cost of living comparisons for McKinney and Concord

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station