Cost of Living: McKinney, TX vs Dayton, OH (2026)

McKinney

Texas
138
VS

Dayton

Ohio
50

McKinney is 176% more expensive than Dayton.

$1,841/mo ↑ 113%
Median Rent
$866/mo ↓ 53%
$120,273/yr ↑ 177%
Median Income
$43,454/yr ↓ 64%
$439,500 ↑ 372%
Home Value
$93,200 ↓ 79%
$2,101/mo ↑ 152%
Owner Costs
$833/mo ↓ 60%
202,314
Population
136,741

Tax Comparison

0%
Income Tax
3.5%
6.25%
State Sales Tax
5.75%
1.6%
Property Tax
1.53%

Affordability

18.4%
rent-to-income
Affordability
23.9%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Dayton, OH, the overall cost of living indices are 138 and 50 respectively (national median = 100). Rent is $975/month cheaper in Dayton, saving renters about $11,700/year.

Median household income is $76,819/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $93,200 in Dayton.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

McKinney vs Dayton — common questions

Is McKinney or Dayton cheaper to live in?
Based on our cost index, Dayton is cheaper to live in with an index of 50 compared to 138 (US average = 100).
What is the rent difference between McKinney and Dayton?
Median rent in McKinney is $1,841/month and in Dayton it's $866/month — a difference of $975/month.
Which city has higher income, McKinney or Dayton?
Median household income is $120,273 in McKinney and $43,454 in Dayton. Median household income is $76,819/year higher in McKinney.
How do taxes compare between Texas and Ohio?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to McKinney or Dayton?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Dayton has a cost index of 50 with rent of $866/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Dayton details →

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