McKinney, TX vs Downey, CA: 138 vs 169

$1,841/mo ↓ 3%

Median Rent

$1,892/mo ↑ 3%

$120,273/yr ↑ 38%

Median Income

$87,400/yr ↓ 27%

$439,500 ↓ 40%

Home Value

$728,500 ↑ 66%

$2,101/mo ↑ 5%

Owner Costs

$1,997/mo ↓ 5%

202,314

Population

111,793

Detailed Comparison

When comparing McKinney, TX and Downey, CA, the overall cost of living indices are 138 and 169 respectively (national median = 100). Rent is $51/month cheaper in McKinney, saving renters about $612/year.

Median household income is $32,873/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $728,500 in Downey.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Downey — common questions

Is McKinney or Downey cheaper to live in?

Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 169 (US average = 100).

What is the rent difference between McKinney and Downey?

Median rent in McKinney is $1,841/month and in Downey it's $1,892/month — a difference of $51/month.

Which city has higher income, McKinney or Downey?

Median household income is $120,273 in McKinney and $87,400 in Downey. Median household income is $32,873/year higher in McKinney.

How do taxes compare between Texas and California?

Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to McKinney or Downey?

It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: McKinney, TX vs Downey, CA (2026)

McKinney

Downey

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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