Cost of Living: McKinney, TX vs Fort Collins, CO (2026)

McKinney

Texas
138
VS

Fort Collins

Colorado
137

McKinney and Fort Collins have a similar cost of living.

$1,841/mo ↑ 11%
Median Rent
$1,661/mo ↓ 10%
$120,273/yr ↑ 44%
Median Income
$83,598/yr ↓ 30%
$439,500 ↓ 20%
Home Value
$548,400 ↑ 25%
$2,101/mo ↑ 24%
Owner Costs
$1,692/mo ↓ 19%
202,314
Population
169,705

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

18.4%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Fort Collins, CO, the overall cost of living indices are 138 and 137 respectively (national median = 100). Rent is $180/month cheaper in Fort Collins, saving renters about $2,160/year.

Median household income is $36,675/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $548,400 in Fort Collins.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

McKinney vs Fort Collins — common questions

Is McKinney or Fort Collins cheaper to live in?
Based on our cost index, Fort Collins is cheaper to live in with an index of 137 compared to 138 (US average = 100).
What is the rent difference between McKinney and Fort Collins?
Median rent in McKinney is $1,841/month and in Fort Collins it's $1,661/month — a difference of $180/month.
Which city has higher income, McKinney or Fort Collins?
Median household income is $120,273 in McKinney and $83,598 in Fort Collins. Median household income is $36,675/year higher in McKinney.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to McKinney or Fort Collins?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Fort Collins details →

More Comparisons

Other cost of living comparisons for McKinney and Fort Collins

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Fort Collins vs. Lancaster Fort Collins vs. Springfield Fort Collins vs. Pembroke Pines Fort Collins vs. Palmdale Fort Collins vs. Garden Grove Fort Collins vs. Salinas