Cost of Living: McKinney, TX vs High Point, NC (2026)

McKinney

Texas
138
VS

High Point

North Carolina
73

McKinney is 89% more expensive than High Point.

$1,841/mo ↑ 73%
Median Rent
$1,062/mo ↓ 42%
$120,273/yr ↑ 96%
Median Income
$61,228/yr ↓ 49%
$439,500 ↑ 107%
Home Value
$212,400 ↓ 52%
$2,101/mo ↑ 94%
Owner Costs
$1,084/mo ↓ 48%
202,314
Population
115,263

Tax Comparison

0%
Income Tax
4.5%
6.25%
State Sales Tax
4.75%
1.6%
Property Tax
0.8%

Affordability

18.4%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and High Point, NC, the overall cost of living indices are 138 and 73 respectively (national median = 100). Rent is $779/month cheaper in High Point, saving renters about $9,348/year.

Median household income is $59,045/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $212,400 in High Point.

Texas has no state income tax, giving McKinney residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

McKinney vs High Point — common questions

Is McKinney or High Point cheaper to live in?
Based on our cost index, High Point is cheaper to live in with an index of 73 compared to 138 (US average = 100).
What is the rent difference between McKinney and High Point?
Median rent in McKinney is $1,841/month and in High Point it's $1,062/month — a difference of $779/month.
Which city has higher income, McKinney or High Point?
Median household income is $120,273 in McKinney and $61,228 in High Point. Median household income is $59,045/year higher in McKinney.
How do taxes compare between Texas and North Carolina?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to McKinney or High Point?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while High Point has a cost index of 73 with rent of $1,062/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View High Point details →

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