Cost of Living: McKinney, TX vs Huntington Beach, CA (2026)

McKinney

Texas
138
VS

Huntington Beach

California
227

McKinney is 39% cheaper than Huntington Beach.

$1,841/mo ↓ 24%
Median Rent
$2,424/mo ↑ 32%
$120,273/yr ≈ Same
Median Income
$119,885/yr ≈ Same
$439,500 ↓ 58%
Home Value
$1,047,300 ↑ 138%
$2,101/mo ↓ 14%
Owner Costs
$2,436/mo ↑ 16%
202,314
Population
196,010

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
24.3%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Huntington Beach, CA, the overall cost of living indices are 138 and 227 respectively (national median = 100). Rent is $583/month cheaper in McKinney, saving renters about $6,996/year.

Median household income is $388/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $1,047,300 in Huntington Beach.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Huntington Beach — common questions

Is McKinney or Huntington Beach cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 227 (US average = 100).
What is the rent difference between McKinney and Huntington Beach?
Median rent in McKinney is $1,841/month and in Huntington Beach it's $2,424/month — a difference of $583/month.
Which city has higher income, McKinney or Huntington Beach?
Median household income is $120,273 in McKinney and $119,885 in Huntington Beach. Median household income is $388/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Huntington Beach?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Huntington Beach has a cost index of 227 with rent of $2,424/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Huntington Beach details →

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