Cost of Living: McKinney, TX vs Kansas City, KS (2026)

McKinney

Texas
138
VS

Kansas City

Kansas City
65

McKinney is 112% more expensive than Kansas City.

$1,841/mo ↑ 72%
Median Rent
$1,073/mo ↓ 42%
$120,273/yr ↑ 103%
Median Income
$59,183/yr ↓ 51%
$439,500 ↑ 199%
Home Value
$147,100 ↓ 67%
$2,101/mo ↑ 99%
Owner Costs
$1,054/mo ↓ 50%
202,314
Population
154,776

Tax Comparison

0%
Income Tax
5.7%
6.25%
State Sales Tax
6.5%
1.6%
Property Tax
1.41%

Affordability

18.4%
rent-to-income
Affordability
21.8%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Kansas City, KS, the overall cost of living indices are 138 and 65 respectively (national median = 100). Rent is $768/month cheaper in Kansas City, saving renters about $9,216/year.

Median household income is $61,090/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $147,100 in Kansas City.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Kansas City's 5.7% rate.

Frequently Asked Questions

McKinney vs Kansas City — common questions

Is McKinney or Kansas City cheaper to live in?
Based on our cost index, Kansas City is cheaper to live in with an index of 65 compared to 138 (US average = 100).
What is the rent difference between McKinney and Kansas City?
Median rent in McKinney is $1,841/month and in Kansas City it's $1,073/month — a difference of $768/month.
Which city has higher income, McKinney or Kansas City?
Median household income is $120,273 in McKinney and $59,183 in Kansas City. Median household income is $61,090/year higher in McKinney.
How do taxes compare between Texas and Kansas?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax.
Should I move to McKinney or Kansas City?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Kansas City has a cost index of 65 with rent of $1,073/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Kansas City details →

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