Cost of Living: McKinney, TX vs Killeen, TX (2026)

McKinney

Texas
138
VS

Killeen

Texas
75

McKinney is 84% more expensive than Killeen.

$1,841/mo ↑ 61%
Median Rent
$1,147/mo ↓ 38%
$120,273/yr ↑ 106%
Median Income
$58,339/yr ↓ 51%
$439,500 ↑ 124%
Home Value
$196,000 ↓ 55%
$2,101/mo ↑ 79%
Owner Costs
$1,176/mo ↓ 44%
202,314
Population
156,144

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

18.4%
rent-to-income
Affordability
23.6%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Killeen, TX, the overall cost of living indices are 138 and 75 respectively (national median = 100). Rent is $694/month cheaper in Killeen, saving renters about $8,328/year.

Median household income is $61,934/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $196,000 in Killeen.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

McKinney vs Killeen — common questions

Is McKinney or Killeen cheaper to live in?
Based on our cost index, Killeen is cheaper to live in with an index of 75 compared to 138 (US average = 100).
What is the rent difference between McKinney and Killeen?
Median rent in McKinney is $1,841/month and in Killeen it's $1,147/month — a difference of $694/month.
Which city has higher income, McKinney or Killeen?
Median household income is $120,273 in McKinney and $58,339 in Killeen. Median household income is $61,934/year higher in McKinney.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to McKinney or Killeen?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Killeen has a cost index of 75 with rent of $1,147/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Killeen details →

More Comparisons

Other cost of living comparisons for McKinney and Killeen

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Killeen vs. Lakewood Killeen vs. Kansas City Killeen vs. Macon Killeen vs. Springfield Killeen vs. Alexandria Killeen vs. Sunnyvale