Cost of Living: McKinney, TX vs Miami Gardens, FL (2026)

McKinney

Texas
138
VS

Miami Gardens

Florida
115

McKinney is 20% more expensive than Miami Gardens.

$1,841/mo ↑ 8%
Median Rent
$1,709/mo ↓ 7%
$120,273/yr ↑ 97%
Median Income
$60,979/yr ↓ 49%
$439,500 ↑ 30%
Home Value
$337,200 ↓ 23%
$2,101/mo ↑ 28%
Owner Costs
$1,640/mo ↓ 22%
202,314
Population
111,264

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

18.4%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Miami Gardens, FL, the overall cost of living indices are 138 and 115 respectively (national median = 100). Rent is $132/month cheaper in Miami Gardens, saving renters about $1,584/year.

Median household income is $59,294/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $337,200 in Miami Gardens.

Frequently Asked Questions

McKinney vs Miami Gardens — common questions

Is McKinney or Miami Gardens cheaper to live in?
Based on our cost index, Miami Gardens is cheaper to live in with an index of 115 compared to 138 (US average = 100).
What is the rent difference between McKinney and Miami Gardens?
Median rent in McKinney is $1,841/month and in Miami Gardens it's $1,709/month — a difference of $132/month.
Which city has higher income, McKinney or Miami Gardens?
Median household income is $120,273 in McKinney and $60,979 in Miami Gardens. Median household income is $59,294/year higher in McKinney.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to McKinney or Miami Gardens?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Miami Gardens details →

More Comparisons

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