Cost of Living: McKinney, TX vs Olathe, KS (2026)

McKinney

Texas
138
VS

Olathe

Kansas
104

McKinney is 33% more expensive than Olathe.

$1,841/mo ↑ 40%
Median Rent
$1,314/mo ↓ 29%
$120,273/yr ↑ 7%
Median Income
$112,232/yr ↓ 7%
$439,500 ↑ 29%
Home Value
$340,600 ↓ 23%
$2,101/mo ↑ 26%
Owner Costs
$1,662/mo ↓ 21%
202,314
Population
143,720

Tax Comparison

0%
Income Tax
5.7%
6.25%
State Sales Tax
6.5%
1.6%
Property Tax
1.41%

Affordability

18.4%
rent-to-income
Affordability
14.0%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Olathe, KS, the overall cost of living indices are 138 and 104 respectively (national median = 100). Rent is $527/month cheaper in Olathe, saving renters about $6,324/year.

Median household income is $8,041/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $340,600 in Olathe.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Kansas's 5.7% rate.

Frequently Asked Questions

McKinney vs Olathe — common questions

Is McKinney or Olathe cheaper to live in?
Based on our cost index, Olathe is cheaper to live in with an index of 104 compared to 138 (US average = 100).
What is the rent difference between McKinney and Olathe?
Median rent in McKinney is $1,841/month and in Olathe it's $1,314/month — a difference of $527/month.
Which city has higher income, McKinney or Olathe?
Median household income is $120,273 in McKinney and $112,232 in Olathe. Median household income is $8,041/year higher in McKinney.
How do taxes compare between Texas and Kansas?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax.
Should I move to McKinney or Olathe?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Olathe has a cost index of 104 with rent of $1,314/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Olathe details →

More Comparisons

Other cost of living comparisons for McKinney and Olathe

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Olathe vs. McAllen Olathe vs. Gainesville Olathe vs. Syracuse Olathe vs. Torrance Olathe vs. Denton Olathe vs. Thornton