Cost of Living: McKinney, TX vs Pearland, TX (2026)

McKinney

Texas
138
VS

Pearland

Texas
121

McKinney is 14% more expensive than Pearland.

$1,841/mo ↑ 5%
Median Rent
$1,759/mo ↓ 4%
$120,273/yr ↑ 7%
Median Income
$112,470/yr ↓ 6%
$439,500 ↑ 33%
Home Value
$330,900 ↓ 25%
$2,101/mo ↑ 7%
Owner Costs
$1,962/mo ↓ 7%
202,314
Population
125,983

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

18.4%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Pearland, TX, the overall cost of living indices are 138 and 121 respectively (national median = 100). Rent is $82/month cheaper in Pearland, saving renters about $984/year.

Median household income is $7,803/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $330,900 in Pearland.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

McKinney vs Pearland — common questions

Is McKinney or Pearland cheaper to live in?
Based on our cost index, Pearland is cheaper to live in with an index of 121 compared to 138 (US average = 100).
What is the rent difference between McKinney and Pearland?
Median rent in McKinney is $1,841/month and in Pearland it's $1,759/month — a difference of $82/month.
Which city has higher income, McKinney or Pearland?
Median household income is $120,273 in McKinney and $112,470 in Pearland. Median household income is $7,803/year higher in McKinney.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to McKinney or Pearland?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Pearland details →

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