Cost of Living: McKinney, TX vs Provo, UT (2026)

McKinney

Texas
138
VS

Provo

Utah
102

McKinney is 35% more expensive than Provo.

$1,841/mo ↑ 60%
Median Rent
$1,152/mo ↓ 37%
$120,273/yr ↑ 92%
Median Income
$62,800/yr ↓ 48%
$439,500 ≈ Same
Home Value
$437,100 ≈ Same
$2,101/mo ↑ 72%
Owner Costs
$1,220/mo ↓ 42%
202,314
Population
114,303

Tax Comparison

0%
Income Tax
4.65%
6.25%
State Sales Tax
6.1%
1.6%
Property Tax
0.58%

Affordability

18.4%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Provo, UT, the overall cost of living indices are 138 and 102 respectively (national median = 100). Rent is $689/month cheaper in Provo, saving renters about $8,268/year.

Median household income is $57,473/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $437,100 in Provo.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Utah's 4.65% rate.

Frequently Asked Questions

McKinney vs Provo — common questions

Is McKinney or Provo cheaper to live in?
Based on our cost index, Provo is cheaper to live in with an index of 102 compared to 138 (US average = 100).
What is the rent difference between McKinney and Provo?
Median rent in McKinney is $1,841/month and in Provo it's $1,152/month — a difference of $689/month.
Which city has higher income, McKinney or Provo?
Median household income is $120,273 in McKinney and $62,800 in Provo. Median household income is $57,473/year higher in McKinney.
How do taxes compare between Texas and Utah?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Utah has 4.65% income tax, 6.1% sales tax, and 0.58% property tax.
Should I move to McKinney or Provo?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Provo has a cost index of 102 with rent of $1,152/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Provo details →

More Comparisons

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