Cost of Living: McKinney, TX vs Rancho Cucamonga, CA (2026)

McKinney

Texas
138
VS

Rancho Cucamonga

California
182

McKinney is 24% cheaper than Rancho Cucamonga.

$1,841/mo ↓ 19%
Median Rent
$2,286/mo ↑ 24%
$120,273/yr ↑ 10%
Median Income
$109,511/yr ↓ 9%
$439,500 ↓ 37%
Home Value
$694,400 ↑ 58%
$2,101/mo ↓ 10%
Owner Costs
$2,324/mo ↑ 11%
202,314
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Rancho Cucamonga, CA, the overall cost of living indices are 138 and 182 respectively (national median = 100). Rent is $445/month cheaper in McKinney, saving renters about $5,340/year.

Median household income is $10,762/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $694,400 in Rancho Cucamonga.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Rancho Cucamonga — common questions

Is McKinney or Rancho Cucamonga cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 182 (US average = 100).
What is the rent difference between McKinney and Rancho Cucamonga?
Median rent in McKinney is $1,841/month and in Rancho Cucamonga it's $2,286/month — a difference of $445/month.
Which city has higher income, McKinney or Rancho Cucamonga?
Median household income is $120,273 in McKinney and $109,511 in Rancho Cucamonga. Median household income is $10,762/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Rancho Cucamonga?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Rancho Cucamonga details →

More Comparisons

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