Cost of Living: McKinney, TX vs Roseville, CA (2026)

McKinney

Texas
138
VS

Roseville

California
168

McKinney is 18% cheaper than Roseville.

$1,841/mo ↓ 12%
Median Rent
$2,099/mo ↑ 14%
$120,273/yr ↑ 2%
Median Income
$117,354/yr ↓ 2%
$439,500 ↓ 30%
Home Value
$630,600 ↑ 43%
$2,101/mo ↓ 6%
Owner Costs
$2,226/mo ↑ 6%
202,314
Population
152,438

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Roseville, CA, the overall cost of living indices are 138 and 168 respectively (national median = 100). Rent is $258/month cheaper in McKinney, saving renters about $3,096/year.

Median household income is $2,919/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $630,600 in Roseville.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Roseville — common questions

Is McKinney or Roseville cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 168 (US average = 100).
What is the rent difference between McKinney and Roseville?
Median rent in McKinney is $1,841/month and in Roseville it's $2,099/month — a difference of $258/month.
Which city has higher income, McKinney or Roseville?
Median household income is $120,273 in McKinney and $117,354 in Roseville. Median household income is $2,919/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Roseville?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Roseville details →

More Comparisons

Other cost of living comparisons for McKinney and Roseville

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Roseville vs. Hollywood Roseville vs. Charleston Roseville vs. Sunnyvale Roseville vs. Bellevue Roseville vs. Springfield Roseville vs. Escondido