Cost of Living: McKinney, TX vs Savannah, GA (2026)

McKinney

Texas
138
VS

Savannah

Georgia
84

McKinney is 64% more expensive than Savannah.

$1,841/mo ↑ 41%
Median Rent
$1,302/mo ↓ 29%
$120,273/yr ↑ 112%
Median Income
$56,782/yr ↓ 53%
$439,500 ↑ 95%
Home Value
$225,200 ↓ 49%
$2,101/mo ↑ 67%
Owner Costs
$1,257/mo ↓ 40%
202,314
Population
147,546

Tax Comparison

0%
Income Tax
5.49%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
0.92%

Affordability

18.4%
rent-to-income
Affordability
27.5%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Savannah, GA, the overall cost of living indices are 138 and 84 respectively (national median = 100). Rent is $539/month cheaper in Savannah, saving renters about $6,468/year.

Median household income is $63,491/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $225,200 in Savannah.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Georgia's 5.49% rate.

Frequently Asked Questions

McKinney vs Savannah — common questions

Is McKinney or Savannah cheaper to live in?
Based on our cost index, Savannah is cheaper to live in with an index of 84 compared to 138 (US average = 100).
What is the rent difference between McKinney and Savannah?
Median rent in McKinney is $1,841/month and in Savannah it's $1,302/month — a difference of $539/month.
Which city has higher income, McKinney or Savannah?
Median household income is $120,273 in McKinney and $56,782 in Savannah. Median household income is $63,491/year higher in McKinney.
How do taxes compare between Texas and Georgia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Georgia has 5.49% income tax, 4.0% sales tax, and 0.92% property tax.
Should I move to McKinney or Savannah?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Savannah has a cost index of 84 with rent of $1,302/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Savannah details →

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