Cost of Living: McKinney, TX vs Spring Hill, FL (2026)

McKinney

Texas
138
VS

Spring Hill

Florida
85

McKinney is 62% more expensive than Spring Hill.

$1,841/mo ↑ 42%
Median Rent
$1,301/mo ↓ 29%
$120,273/yr ↑ 81%
Median Income
$66,557/yr ↓ 45%
$439,500 ↑ 77%
Home Value
$248,400 ↓ 43%
$2,101/mo ↑ 82%
Owner Costs
$1,153/mo ↓ 45%
202,314
Population
118,814

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

18.4%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Spring Hill, FL, the overall cost of living indices are 138 and 85 respectively (national median = 100). Rent is $540/month cheaper in Spring Hill, saving renters about $6,480/year.

Median household income is $53,716/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $248,400 in Spring Hill.

Frequently Asked Questions

McKinney vs Spring Hill — common questions

Is McKinney or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 138 (US average = 100).
What is the rent difference between McKinney and Spring Hill?
Median rent in McKinney is $1,841/month and in Spring Hill it's $1,301/month — a difference of $540/month.
Which city has higher income, McKinney or Spring Hill?
Median household income is $120,273 in McKinney and $66,557 in Spring Hill. Median household income is $53,716/year higher in McKinney.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to McKinney or Spring Hill?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Spring Hill details →

More Comparisons

Other cost of living comparisons for McKinney and Spring Hill

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