Cost of Living: McKinney, TX vs Tyler, TX (2026)

McKinney

Texas
138
VS

Tyler

Texas
79

McKinney is 75% more expensive than Tyler.

$1,841/mo ↑ 54%
Median Rent
$1,199/mo ↓ 35%
$120,273/yr ↑ 84%
Median Income
$65,527/yr ↓ 46%
$439,500 ↑ 103%
Home Value
$216,400 ↓ 51%
$2,101/mo ↑ 80%
Owner Costs
$1,170/mo ↓ 44%
202,314
Population
107,718

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

18.4%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Tyler, TX, the overall cost of living indices are 138 and 79 respectively (national median = 100). Rent is $642/month cheaper in Tyler, saving renters about $7,704/year.

Median household income is $54,746/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $216,400 in Tyler.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

McKinney vs Tyler — common questions

Is McKinney or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 138 (US average = 100).
What is the rent difference between McKinney and Tyler?
Median rent in McKinney is $1,841/month and in Tyler it's $1,199/month — a difference of $642/month.
Which city has higher income, McKinney or Tyler?
Median household income is $120,273 in McKinney and $65,527 in Tyler. Median household income is $54,746/year higher in McKinney.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to McKinney or Tyler?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Tyler details →

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