Cost of Living: McKinney, TX vs Vallejo, CA (2026)

McKinney

Texas
138
VS

Vallejo

California
155

McKinney is 11% cheaper than Vallejo.

$1,841/mo ↓ 9%
Median Rent
$2,013/mo ↑ 9%
$120,273/yr ↑ 34%
Median Income
$89,496/yr ↓ 26%
$439,500 ↓ 21%
Home Value
$557,500 ↑ 27%
$2,101/mo ↑ 2%
Owner Costs
$2,058/mo ↓ 2%
202,314
Population
124,637

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
27.0%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Vallejo, CA, the overall cost of living indices are 138 and 155 respectively (national median = 100). Rent is $172/month cheaper in McKinney, saving renters about $2,064/year.

Median household income is $30,777/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $557,500 in Vallejo.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Vallejo — common questions

Is McKinney or Vallejo cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 155 (US average = 100).
What is the rent difference between McKinney and Vallejo?
Median rent in McKinney is $1,841/month and in Vallejo it's $2,013/month — a difference of $172/month.
Which city has higher income, McKinney or Vallejo?
Median household income is $120,273 in McKinney and $89,496 in Vallejo. Median household income is $30,777/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Vallejo?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Vallejo has a cost index of 155 with rent of $2,013/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Vallejo details →

More Comparisons

Other cost of living comparisons for McKinney and Vallejo

McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo Vallejo vs. Meridian Vallejo vs. Round Rock Vallejo vs. Palm Bay Vallejo vs. Concord Vallejo vs. Allentown Vallejo vs. Arvada