Cost of Living: McKinney, TX vs Ventura, CA (2026)

McKinney

Texas
138
VS

Ventura

California
183

McKinney is 25% cheaper than Ventura.

$1,841/mo ↓ 12%
Median Rent
$2,101/mo ↑ 14%
$120,273/yr ↑ 20%
Median Income
$100,407/yr ↓ 17%
$439,500 ↓ 44%
Home Value
$778,700 ↑ 77%
$2,101/mo ≈ Same
Owner Costs
$2,118/mo ≈ Same
202,314
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.4%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing McKinney, TX and Ventura, CA, the overall cost of living indices are 138 and 183 respectively (national median = 100). Rent is $260/month cheaper in McKinney, saving renters about $3,120/year.

Median household income is $19,866/year higher in McKinney. Home values also differ significantly — the median in McKinney is $439,500 compared to $778,700 in Ventura.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

McKinney vs Ventura — common questions

Is McKinney or Ventura cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 183 (US average = 100).
What is the rent difference between McKinney and Ventura?
Median rent in McKinney is $1,841/month and in Ventura it's $2,101/month — a difference of $260/month.
Which city has higher income, McKinney or Ventura?
Median household income is $120,273 in McKinney and $100,407 in Ventura. Median household income is $19,866/year higher in McKinney.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to McKinney or Ventura?
It depends on your priorities. McKinney has a cost index of 138 with median rent of $1,841/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View McKinney details → View Ventura details →

More Comparisons

Other cost of living comparisons for McKinney and Ventura

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