Cost of Living: Memphis, TN vs Clovis, CA (2026)

Memphis

Tennessee
68
VS

Clovis

California
130

Memphis is 48% cheaper than Clovis.

$1,123/mo ↓ 32%
Median Rent
$1,662/mo ↑ 48%
$51,211/yr ↓ 49%
Median Income
$100,360/yr ↑ 96%
$157,100 ↓ 65%
Home Value
$453,300 ↑ 189%
$1,087/mo ↓ 41%
Owner Costs
$1,851/mo ↑ 70%
629,063
Population
122,719

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

26.3%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Clovis, CA, the overall cost of living indices are 68 and 130 respectively (national median = 100). Rent is $539/month cheaper in Memphis, saving renters about $6,468/year.

Median household income is $49,149/year higher in Clovis. Home values also differ significantly — the median in Memphis is $157,100 compared to $453,300 in Clovis.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Clovis — common questions

Is Memphis or Clovis cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 130 (US average = 100).
What is the rent difference between Memphis and Clovis?
Median rent in Memphis is $1,123/month and in Clovis it's $1,662/month — a difference of $539/month.
Which city has higher income, Memphis or Clovis?
Median household income is $51,211 in Memphis and $100,360 in Clovis. Median household income is $49,149/year higher in Clovis.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Memphis or Clovis?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Clovis details →

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