Cost of Living: Memphis, TN vs Fremont, CA (2026)

Memphis

Tennessee
68
VS

Fremont

California
278

Memphis is 76% cheaper than Fremont.

$1,123/mo ↓ 61%
Median Rent
$2,905/mo ↑ 159%
$51,211/yr ↓ 71%
Median Income
$176,350/yr ↑ 244%
$157,100 ↓ 88%
Home Value
$1,289,400 ↑ 721%
$1,087/mo ↓ 64%
Owner Costs
$3,000/mo ↑ 176%
629,063
Population
228,518

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

26.3%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Fremont, CA, the overall cost of living indices are 68 and 278 respectively (national median = 100). Rent is $1,782/month cheaper in Memphis, saving renters about $21,384/year.

Median household income is $125,139/year higher in Fremont. Home values also differ significantly — the median in Memphis is $157,100 compared to $1,289,400 in Fremont.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Fremont — common questions

Is Memphis or Fremont cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 278 (US average = 100).
What is the rent difference between Memphis and Fremont?
Median rent in Memphis is $1,123/month and in Fremont it's $2,905/month — a difference of $1,782/month.
Which city has higher income, Memphis or Fremont?
Median household income is $51,211 in Memphis and $176,350 in Fremont. Median household income is $125,139/year higher in Fremont.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Memphis or Fremont?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Fremont has a cost index of 278 with rent of $2,905/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Fremont details →

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