Memphis, TN vs Ontario, CA: 68 vs 152

$1,123/mo ↓ 41%

Median Rent

$1,916/mo ↑ 71%

$51,211/yr ↓ 38%

Median Income

$82,806/yr ↑ 62%

$157,100 ↓ 72%

Home Value

$568,000 ↑ 262%

$1,087/mo ↓ 45%

Owner Costs

$1,967/mo ↑ 81%

629,063

Population

178,347

Detailed Comparison

When comparing Memphis, TN and Ontario, CA, the overall cost of living indices are 68 and 152 respectively (national median = 100). Rent is $793/month cheaper in Memphis, saving renters about $9,516/year.

Median household income is $31,595/year higher in Ontario. Home values also differ significantly — the median in Memphis is $157,100 compared to $568,000 in Ontario.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Ontario — common questions

Is Memphis or Ontario cheaper to live in?

Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 152 (US average = 100).

What is the rent difference between Memphis and Ontario?

Median rent in Memphis is $1,123/month and in Ontario it's $1,916/month — a difference of $793/month.

Which city has higher income, Memphis or Ontario?

Median household income is $51,211 in Memphis and $82,806 in Ontario. Median household income is $31,595/year higher in Ontario.

How do taxes compare between Tennessee and California?

Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to Memphis or Ontario?

It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Memphis, TN vs Ontario, CA (2026)

Memphis

Ontario

Tax Comparison

Affordability

Detailed Comparison

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