Cost of Living: Memphis, TN vs Pearland, TX (2026)

Memphis

Tennessee
68
VS

Pearland

Texas
121

Memphis is 44% cheaper than Pearland.

$1,123/mo ↓ 36%
Median Rent
$1,759/mo ↑ 57%
$51,211/yr ↓ 54%
Median Income
$112,470/yr ↑ 120%
$157,100 ↓ 53%
Home Value
$330,900 ↑ 111%
$1,087/mo ↓ 45%
Owner Costs
$1,962/mo ↑ 80%
629,063
Population
125,983

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

26.3%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Pearland, TX, the overall cost of living indices are 68 and 121 respectively (national median = 100). Rent is $636/month cheaper in Memphis, saving renters about $7,632/year.

Median household income is $61,259/year higher in Pearland. Home values also differ significantly — the median in Memphis is $157,100 compared to $330,900 in Pearland.

Frequently Asked Questions

Memphis vs Pearland — common questions

Is Memphis or Pearland cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 121 (US average = 100).
What is the rent difference between Memphis and Pearland?
Median rent in Memphis is $1,123/month and in Pearland it's $1,759/month — a difference of $636/month.
Which city has higher income, Memphis or Pearland?
Median household income is $51,211 in Memphis and $112,470 in Pearland. Median household income is $61,259/year higher in Pearland.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Memphis or Pearland?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Pearland details →

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