Cost of Living: Memphis, TN vs Rancho Cucamonga, CA (2026)

Memphis

Tennessee
68
VS

Rancho Cucamonga

California
182

Memphis is 63% cheaper than Rancho Cucamonga.

$1,123/mo ↓ 51%
Median Rent
$2,286/mo ↑ 104%
$51,211/yr ↓ 53%
Median Income
$109,511/yr ↑ 114%
$157,100 ↓ 77%
Home Value
$694,400 ↑ 342%
$1,087/mo ↓ 53%
Owner Costs
$2,324/mo ↑ 114%
629,063
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

26.3%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Rancho Cucamonga, CA, the overall cost of living indices are 68 and 182 respectively (national median = 100). Rent is $1,163/month cheaper in Memphis, saving renters about $13,956/year.

Median household income is $58,300/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Memphis is $157,100 compared to $694,400 in Rancho Cucamonga.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Rancho Cucamonga — common questions

Is Memphis or Rancho Cucamonga cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 182 (US average = 100).
What is the rent difference between Memphis and Rancho Cucamonga?
Median rent in Memphis is $1,123/month and in Rancho Cucamonga it's $2,286/month — a difference of $1,163/month.
Which city has higher income, Memphis or Rancho Cucamonga?
Median household income is $51,211 in Memphis and $109,511 in Rancho Cucamonga. Median household income is $58,300/year higher in Rancho Cucamonga.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Memphis or Rancho Cucamonga?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Rancho Cucamonga details →

More Comparisons

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