Cost of Living: Memphis, TN vs Roseville, CA (2026)

Memphis

Tennessee
68
VS

Roseville

California
168

Memphis is 60% cheaper than Roseville.

$1,123/mo ↓ 46%
Median Rent
$2,099/mo ↑ 87%
$51,211/yr ↓ 56%
Median Income
$117,354/yr ↑ 129%
$157,100 ↓ 75%
Home Value
$630,600 ↑ 301%
$1,087/mo ↓ 51%
Owner Costs
$2,226/mo ↑ 105%
629,063
Population
152,438

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

26.3%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Roseville, CA, the overall cost of living indices are 68 and 168 respectively (national median = 100). Rent is $976/month cheaper in Memphis, saving renters about $11,712/year.

Median household income is $66,143/year higher in Roseville. Home values also differ significantly — the median in Memphis is $157,100 compared to $630,600 in Roseville.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Roseville — common questions

Is Memphis or Roseville cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 168 (US average = 100).
What is the rent difference between Memphis and Roseville?
Median rent in Memphis is $1,123/month and in Roseville it's $2,099/month — a difference of $976/month.
Which city has higher income, Memphis or Roseville?
Median household income is $51,211 in Memphis and $117,354 in Roseville. Median household income is $66,143/year higher in Roseville.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Memphis or Roseville?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Roseville details →

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