Cost of Living: Memphis, TN vs Vallejo, CA (2026)

Memphis

Tennessee
68
VS

Vallejo

California
155

Memphis is 56% cheaper than Vallejo.

$1,123/mo ↓ 44%
Median Rent
$2,013/mo ↑ 79%
$51,211/yr ↓ 43%
Median Income
$89,496/yr ↑ 75%
$157,100 ↓ 72%
Home Value
$557,500 ↑ 255%
$1,087/mo ↓ 47%
Owner Costs
$2,058/mo ↑ 89%
629,063
Population
124,637

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

26.3%
rent-to-income
Affordability
27.0%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Vallejo, CA, the overall cost of living indices are 68 and 155 respectively (national median = 100). Rent is $890/month cheaper in Memphis, saving renters about $10,680/year.

Median household income is $38,285/year higher in Vallejo. Home values also differ significantly — the median in Memphis is $157,100 compared to $557,500 in Vallejo.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Vallejo — common questions

Is Memphis or Vallejo cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 155 (US average = 100).
What is the rent difference between Memphis and Vallejo?
Median rent in Memphis is $1,123/month and in Vallejo it's $2,013/month — a difference of $890/month.
Which city has higher income, Memphis or Vallejo?
Median household income is $51,211 in Memphis and $89,496 in Vallejo. Median household income is $38,285/year higher in Vallejo.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Memphis or Vallejo?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Vallejo has a cost index of 155 with rent of $2,013/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Vallejo details →

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