Cost of Living: Memphis, TN vs Ventura, CA (2026)

Memphis

Tennessee
68
VS

Ventura

California
183

Memphis is 63% cheaper than Ventura.

$1,123/mo ↓ 47%
Median Rent
$2,101/mo ↑ 87%
$51,211/yr ↓ 49%
Median Income
$100,407/yr ↑ 96%
$157,100 ↓ 80%
Home Value
$778,700 ↑ 396%
$1,087/mo ↓ 49%
Owner Costs
$2,118/mo ↑ 95%
629,063
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

26.3%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Memphis, TN and Ventura, CA, the overall cost of living indices are 68 and 183 respectively (national median = 100). Rent is $978/month cheaper in Memphis, saving renters about $11,736/year.

Median household income is $49,196/year higher in Ventura. Home values also differ significantly — the median in Memphis is $157,100 compared to $778,700 in Ventura.

Tennessee has no state income tax, giving Memphis residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Memphis vs Ventura — common questions

Is Memphis or Ventura cheaper to live in?
Based on our cost index, Memphis is cheaper to live in with an index of 68 compared to 183 (US average = 100).
What is the rent difference between Memphis and Ventura?
Median rent in Memphis is $1,123/month and in Ventura it's $2,101/month — a difference of $978/month.
Which city has higher income, Memphis or Ventura?
Median household income is $51,211 in Memphis and $100,407 in Ventura. Median household income is $49,196/year higher in Ventura.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Memphis or Ventura?
It depends on your priorities. Memphis has a cost index of 68 with median rent of $1,123/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Memphis details → View Ventura details →

More Comparisons

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