Cost of Living: Miami, FL vs Ann Arbor, MI (2026)

Miami

Florida
129
VS

Ann Arbor

Michigan
121

Miami is 7% more expensive than Ann Arbor.

$1,657/mo ↑ 7%
Median Rent
$1,552/mo ↓ 6%
$59,390/yr ↓ 27%
Median Income
$81,089/yr ↑ 37%
$475,200 ↑ 9%
Home Value
$435,100 ↓ 8%
$1,666/mo ↑ 2%
Owner Costs
$1,638/mo ↓ 2%
446,663
Population
121,179

Tax Comparison

0%
Income Tax
4.25%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
1.38%

Affordability

33.5%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Ann Arbor, MI, the overall cost of living indices are 129 and 121 respectively (national median = 100). Rent is $105/month cheaper in Ann Arbor, saving renters about $1,260/year.

Median household income is $21,699/year higher in Ann Arbor. Home values also differ significantly — the median in Miami is $475,200 compared to $435,100 in Ann Arbor.

Florida has no state income tax, giving Miami residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Miami vs Ann Arbor — common questions

Is Miami or Ann Arbor cheaper to live in?
Based on our cost index, Ann Arbor is cheaper to live in with an index of 121 compared to 129 (US average = 100).
What is the rent difference between Miami and Ann Arbor?
Median rent in Miami is $1,657/month and in Ann Arbor it's $1,552/month — a difference of $105/month.
Which city has higher income, Miami or Ann Arbor?
Median household income is $59,390 in Miami and $81,089 in Ann Arbor. Median household income is $21,699/year higher in Ann Arbor.
How do taxes compare between Florida and Michigan?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Miami or Ann Arbor?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Ann Arbor has a cost index of 121 with rent of $1,552/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Ann Arbor details →

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