Cost of Living: Miami, FL vs Dearborn, MI (2026)

Miami

Florida
129
VS

Dearborn

Michigan
79

Miami is 63% more expensive than Dearborn.

$1,657/mo ↑ 31%
Median Rent
$1,264/mo ↓ 24%
$59,390/yr ↓ 9%
Median Income
$65,192/yr ↑ 10%
$475,200 ↑ 131%
Home Value
$205,900 ↓ 57%
$1,666/mo ↑ 42%
Owner Costs
$1,174/mo ↓ 30%
446,663
Population
107,846

Tax Comparison

0%
Income Tax
4.25%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
1.38%

Affordability

33.5%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Dearborn, MI, the overall cost of living indices are 129 and 79 respectively (national median = 100). Rent is $393/month cheaper in Dearborn, saving renters about $4,716/year.

Median household income is $5,802/year higher in Dearborn. Home values also differ significantly — the median in Miami is $475,200 compared to $205,900 in Dearborn.

Florida has no state income tax, giving Miami residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Miami vs Dearborn — common questions

Is Miami or Dearborn cheaper to live in?
Based on our cost index, Dearborn is cheaper to live in with an index of 79 compared to 129 (US average = 100).
What is the rent difference between Miami and Dearborn?
Median rent in Miami is $1,657/month and in Dearborn it's $1,264/month — a difference of $393/month.
Which city has higher income, Miami or Dearborn?
Median household income is $59,390 in Miami and $65,192 in Dearborn. Median household income is $5,802/year higher in Dearborn.
How do taxes compare between Florida and Michigan?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Miami or Dearborn?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Dearborn has a cost index of 79 with rent of $1,264/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Dearborn details →

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