Cost of Living: Miami, FL vs Fort Collins, CO (2026)

Miami

Florida
129
VS

Fort Collins

Colorado
137

Miami is 6% cheaper than Fort Collins.

$1,657/mo ≈ Same
Median Rent
$1,661/mo ≈ Same
$59,390/yr ↓ 29%
Median Income
$83,598/yr ↑ 41%
$475,200 ↓ 13%
Home Value
$548,400 ↑ 15%
$1,666/mo ↓ 2%
Owner Costs
$1,692/mo ↑ 2%
446,663
Population
169,705

Tax Comparison

0%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
0.86%
Property Tax
0.51%

Affordability

33.5%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Fort Collins, CO, the overall cost of living indices are 129 and 137 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $24,208/year higher in Fort Collins. Home values also differ significantly — the median in Miami is $475,200 compared to $548,400 in Fort Collins.

Florida has no state income tax, giving Miami residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Miami vs Fort Collins — common questions

Is Miami or Fort Collins cheaper to live in?
Based on our cost index, Miami is cheaper to live in with an index of 129 compared to 137 (US average = 100).
What is the rent difference between Miami and Fort Collins?
Median rent in Miami is $1,657/month and in Fort Collins it's $1,661/month — a difference of $4/month.
Which city has higher income, Miami or Fort Collins?
Median household income is $59,390 in Miami and $83,598 in Fort Collins. Median household income is $24,208/year higher in Fort Collins.
How do taxes compare between Florida and Colorado?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Miami or Fort Collins?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Fort Collins details →

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