Cost of Living: Miami, FL vs Garland, TX (2026)

Miami

Florida
129
VS

Garland

Texas
96

Miami is 34% more expensive than Garland.

$1,657/mo ↑ 9%
Median Rent
$1,525/mo ↓ 8%
$59,390/yr ↓ 21%
Median Income
$74,717/yr ↑ 26%
$475,200 ↑ 91%
Home Value
$248,900 ↓ 48%
$1,666/mo ↑ 15%
Owner Costs
$1,445/mo ↓ 13%
446,663
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

33.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Garland, TX, the overall cost of living indices are 129 and 96 respectively (national median = 100). Rent is $132/month cheaper in Garland, saving renters about $1,584/year.

Median household income is $15,327/year higher in Garland. Home values also differ significantly — the median in Miami is $475,200 compared to $248,900 in Garland.

Frequently Asked Questions

Miami vs Garland — common questions

Is Miami or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 129 (US average = 100).
What is the rent difference between Miami and Garland?
Median rent in Miami is $1,657/month and in Garland it's $1,525/month — a difference of $132/month.
Which city has higher income, Miami or Garland?
Median household income is $59,390 in Miami and $74,717 in Garland. Median household income is $15,327/year higher in Garland.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Miami or Garland?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Garland details →

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