Cost of Living: Miami, FL vs Gilbert, AZ (2026)

Miami

Florida
129
VS

Gilbert

Arizona
148

Miami is 13% cheaper than Gilbert.

$1,657/mo ↓ 18%
Median Rent
$2,028/mo ↑ 22%
$59,390/yr ↓ 51%
Median Income
$121,351/yr ↑ 104%
$475,200 ↓ 8%
Home Value
$518,600 ↑ 9%
$1,666/mo ↓ 13%
Owner Costs
$1,908/mo ↑ 15%
446,663
Population
271,118

Tax Comparison

0%
Income Tax
2.5%
6.0%
State Sales Tax
5.6%
0.86%
Property Tax
0.62%

Affordability

33.5%
rent-to-income
Affordability
20.1%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Gilbert, AZ, the overall cost of living indices are 129 and 148 respectively (national median = 100). Rent is $371/month cheaper in Miami, saving renters about $4,452/year.

Median household income is $61,961/year higher in Gilbert. Home values also differ significantly — the median in Miami is $475,200 compared to $518,600 in Gilbert.

Florida has no state income tax, giving Miami residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Miami vs Gilbert — common questions

Is Miami or Gilbert cheaper to live in?
Based on our cost index, Miami is cheaper to live in with an index of 129 compared to 148 (US average = 100).
What is the rent difference between Miami and Gilbert?
Median rent in Miami is $1,657/month and in Gilbert it's $2,028/month — a difference of $371/month.
Which city has higher income, Miami or Gilbert?
Median household income is $59,390 in Miami and $121,351 in Gilbert. Median household income is $61,961/year higher in Gilbert.
How do taxes compare between Florida and Arizona?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Miami or Gilbert?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Gilbert has a cost index of 148 with rent of $2,028/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Gilbert details →

More Comparisons

Other cost of living comparisons for Miami and Gilbert

Miami vs. Virginia Beach Miami vs. Oakland Miami vs. Long Beach Miami vs. Minneapolis Miami vs. Raleigh Miami vs. Tulsa Gilbert vs. Chula Vista Gilbert vs. North Las Vegas Gilbert vs. Madison Gilbert vs. Reno Gilbert vs. Buffalo Gilbert vs. Toledo