Cost of Living: Miami, FL vs Ontario, CA (2026)

Miami

Florida
129
VS

Ontario

California
152

Miami is 15% cheaper than Ontario.

$1,657/mo ↓ 14%
Median Rent
$1,916/mo ↑ 16%
$59,390/yr ↓ 28%
Median Income
$82,806/yr ↑ 39%
$475,200 ↓ 16%
Home Value
$568,000 ↑ 20%
$1,666/mo ↓ 15%
Owner Costs
$1,967/mo ↑ 18%
446,663
Population
178,347

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

33.5%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Ontario, CA, the overall cost of living indices are 129 and 152 respectively (national median = 100). Rent is $259/month cheaper in Miami, saving renters about $3,108/year.

Median household income is $23,416/year higher in Ontario. Home values also differ significantly — the median in Miami is $475,200 compared to $568,000 in Ontario.

Florida has no state income tax, giving Miami residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Miami vs Ontario — common questions

Is Miami or Ontario cheaper to live in?
Based on our cost index, Miami is cheaper to live in with an index of 129 compared to 152 (US average = 100).
What is the rent difference between Miami and Ontario?
Median rent in Miami is $1,657/month and in Ontario it's $1,916/month — a difference of $259/month.
Which city has higher income, Miami or Ontario?
Median household income is $59,390 in Miami and $82,806 in Ontario. Median household income is $23,416/year higher in Ontario.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Miami or Ontario?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Ontario details →

More Comparisons

Other cost of living comparisons for Miami and Ontario

Miami vs. Virginia Beach Miami vs. Oakland Miami vs. Long Beach Miami vs. Minneapolis Miami vs. Raleigh Miami vs. Tulsa Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa