Cost of Living: Miami, FL vs Orlando, FL (2026)

Miami

Florida
129
VS

Orlando

Florida
115

Miami is 12% more expensive than Orlando.

$1,657/mo ≈ Same
Median Rent
$1,650/mo ≈ Same
$59,390/yr ↓ 14%
Median Income
$69,268/yr ↑ 17%
$475,200 ↑ 32%
Home Value
$359,000 ↓ 24%
$1,666/mo ↑ 3%
Owner Costs
$1,621/mo ↓ 3%
446,663
Population
311,732

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
0.86%

Affordability

33.5%
rent-to-income
Affordability
28.6%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Orlando, FL, the overall cost of living indices are 129 and 115 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $9,878/year higher in Orlando. Home values also differ significantly — the median in Miami is $475,200 compared to $359,000 in Orlando.

Both cities share the same state tax structure since they are in Florida.

Frequently Asked Questions

Miami vs Orlando — common questions

Is Miami or Orlando cheaper to live in?
Based on our cost index, Orlando is cheaper to live in with an index of 115 compared to 129 (US average = 100).
What is the rent difference between Miami and Orlando?
Median rent in Miami is $1,657/month and in Orlando it's $1,650/month — a difference of $7/month.
Which city has higher income, Miami or Orlando?
Median household income is $59,390 in Miami and $69,268 in Orlando. Median household income is $9,878/year higher in Orlando.
How do taxes compare between Florida and Florida?
Both cities are in Florida and share the same state tax rates: 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Miami or Orlando?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Orlando has a cost index of 115 with rent of $1,650/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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