Cost of Living: Miami, FL vs Ventura, CA (2026)

Miami

Florida
129
VS

Ventura

California
183

Miami is 30% cheaper than Ventura.

$1,657/mo ↓ 21%
Median Rent
$2,101/mo ↑ 27%
$59,390/yr ↓ 41%
Median Income
$100,407/yr ↑ 69%
$475,200 ↓ 39%
Home Value
$778,700 ↑ 64%
$1,666/mo ↓ 21%
Owner Costs
$2,118/mo ↑ 27%
446,663
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.86%
Property Tax
0.71%

Affordability

33.5%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Ventura, CA, the overall cost of living indices are 129 and 183 respectively (national median = 100). Rent is $444/month cheaper in Miami, saving renters about $5,328/year.

Median household income is $41,017/year higher in Ventura. Home values also differ significantly — the median in Miami is $475,200 compared to $778,700 in Ventura.

Florida has no state income tax, giving Miami residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Miami vs Ventura — common questions

Is Miami or Ventura cheaper to live in?
Based on our cost index, Miami is cheaper to live in with an index of 129 compared to 183 (US average = 100).
What is the rent difference between Miami and Ventura?
Median rent in Miami is $1,657/month and in Ventura it's $2,101/month — a difference of $444/month.
Which city has higher income, Miami or Ventura?
Median household income is $59,390 in Miami and $100,407 in Ventura. Median household income is $41,017/year higher in Ventura.
How do taxes compare between Florida and California?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Miami or Ventura?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Ventura details →

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