Cost of Living: Miami, FL vs Worcester, MA (2026)

Miami

Florida
129
VS

Worcester

Massachusetts
104

Miami is 24% more expensive than Worcester.

$1,657/mo ↑ 17%
Median Rent
$1,415/mo ↓ 15%
$59,390/yr ↓ 12%
Median Income
$67,544/yr ↑ 14%
$475,200 ↑ 40%
Home Value
$339,500 ↓ 29%
$1,666/mo ↑ 10%
Owner Costs
$1,521/mo ↓ 9%
446,663
Population
205,501

Tax Comparison

0%
Income Tax
9.0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

33.5%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Miami, FL and Worcester, MA, the overall cost of living indices are 129 and 104 respectively (national median = 100). Rent is $242/month cheaper in Worcester, saving renters about $2,904/year.

Median household income is $8,154/year higher in Worcester. Home values also differ significantly — the median in Miami is $475,200 compared to $339,500 in Worcester.

Florida has no state income tax, giving Miami residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Miami vs Worcester — common questions

Is Miami or Worcester cheaper to live in?
Based on our cost index, Worcester is cheaper to live in with an index of 104 compared to 129 (US average = 100).
What is the rent difference between Miami and Worcester?
Median rent in Miami is $1,657/month and in Worcester it's $1,415/month — a difference of $242/month.
Which city has higher income, Miami or Worcester?
Median household income is $59,390 in Miami and $67,544 in Worcester. Median household income is $8,154/year higher in Worcester.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Miami or Worcester?
It depends on your priorities. Miami has a cost index of 129 with median rent of $1,657/mo, while Worcester has a cost index of 104 with rent of $1,415/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Miami details → View Worcester details →

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