Cost of Living: Midland, TX vs Billings, MT (2026)

Midland

Texas
99
VS

Billings

Montana
86

Midland is 15% more expensive than Billings.

$1,407/mo ↑ 28%
Median Rent
$1,097/mo ↓ 22%
$91,169/yr ↑ 27%
Median Income
$71,855/yr ↓ 21%
$298,600 ↓ 4%
Home Value
$311,800 ↑ 4%
$1,468/mo ↑ 25%
Owner Costs
$1,177/mo ↓ 20%
133,998
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.74%

Affordability

18.5%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Billings, MT, the overall cost of living indices are 99 and 86 respectively (national median = 100). Rent is $310/month cheaper in Billings, saving renters about $3,720/year.

Median household income is $19,314/year higher in Midland. Home values also differ significantly — the median in Midland is $298,600 compared to $311,800 in Billings.

Texas has no state income tax, giving Midland residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Midland vs Billings — common questions

Is Midland or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 99 (US average = 100).
What is the rent difference between Midland and Billings?
Median rent in Midland is $1,407/month and in Billings it's $1,097/month — a difference of $310/month.
Which city has higher income, Midland or Billings?
Median household income is $91,169 in Midland and $71,855 in Billings. Median household income is $19,314/year higher in Midland.
How do taxes compare between Texas and Montana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Midland or Billings?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Billings details →

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