Cost of Living: Midland, TX vs Cambridge, MA (2026)

Midland

Texas
99
VS

Cambridge

Massachusetts
239

Midland is 59% cheaper than Cambridge.

$1,407/mo ↓ 49%
Median Rent
$2,742/mo ↑ 95%
$91,169/yr ↓ 28%
Median Income
$126,469/yr ↑ 39%
$298,600 ↓ 71%
Home Value
$1,040,500 ↑ 248%
$1,468/mo ↓ 44%
Owner Costs
$2,634/mo ↑ 79%
133,998
Population
117,794

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

18.5%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Cambridge, MA, the overall cost of living indices are 99 and 239 respectively (national median = 100). Rent is $1,335/month cheaper in Midland, saving renters about $16,020/year.

Median household income is $35,300/year higher in Cambridge. Home values also differ significantly — the median in Midland is $298,600 compared to $1,040,500 in Cambridge.

Texas has no state income tax, giving Midland residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Midland vs Cambridge — common questions

Is Midland or Cambridge cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 239 (US average = 100).
What is the rent difference between Midland and Cambridge?
Median rent in Midland is $1,407/month and in Cambridge it's $2,742/month — a difference of $1,335/month.
Which city has higher income, Midland or Cambridge?
Median household income is $91,169 in Midland and $126,469 in Cambridge. Median household income is $35,300/year higher in Cambridge.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Midland or Cambridge?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Cambridge details →

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