Cost of Living: Midland, TX vs Clearwater, FL (2026)

Midland

Texas
99
VS

Clearwater

Florida
105

Midland is 6% cheaper than Clearwater.

$1,407/mo ↓ 9%
Median Rent
$1,539/mo ↑ 9%
$91,169/yr ↑ 41%
Median Income
$64,440/yr ↓ 29%
$298,600 ↓ 8%
Home Value
$326,100 ↑ 9%
$1,468/mo ↑ 4%
Owner Costs
$1,411/mo ↓ 4%
133,998
Population
117,075

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

18.5%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Clearwater, FL, the overall cost of living indices are 99 and 105 respectively (national median = 100). Rent is $132/month cheaper in Midland, saving renters about $1,584/year.

Median household income is $26,729/year higher in Midland. Home values also differ significantly — the median in Midland is $298,600 compared to $326,100 in Clearwater.

Frequently Asked Questions

Midland vs Clearwater — common questions

Is Midland or Clearwater cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 105 (US average = 100).
What is the rent difference between Midland and Clearwater?
Median rent in Midland is $1,407/month and in Clearwater it's $1,539/month — a difference of $132/month.
Which city has higher income, Midland or Clearwater?
Median household income is $91,169 in Midland and $64,440 in Clearwater. Median household income is $26,729/year higher in Midland.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Midland or Clearwater?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Clearwater details →

More Comparisons

Other cost of living comparisons for Midland and Clearwater

Midland vs. Kent Midland vs. Coral Springs Midland vs. Stamford Midland vs. Sterling Heights Midland vs. Elizabeth Midland vs. New Haven Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville