Cost of Living: Midland, TX vs Fargo, ND (2026)

Midland

Texas
99
VS

Fargo

North Dakota
73

Midland is 36% more expensive than Fargo.

$1,407/mo ↑ 54%
Median Rent
$916/mo ↓ 35%
$91,169/yr ↑ 38%
Median Income
$66,029/yr ↓ 28%
$298,600 ↑ 11%
Home Value
$269,800 ↓ 10%
$1,468/mo ↑ 47%
Owner Costs
$997/mo ↓ 32%
133,998
Population
129,064

Tax Comparison

0%
Income Tax
2.5%
6.25%
State Sales Tax
5.0%
1.6%
Property Tax
0.98%

Affordability

18.5%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Fargo, ND, the overall cost of living indices are 99 and 73 respectively (national median = 100). Rent is $491/month cheaper in Fargo, saving renters about $5,892/year.

Median household income is $25,140/year higher in Midland. Home values also differ significantly — the median in Midland is $298,600 compared to $269,800 in Fargo.

Texas has no state income tax, giving Midland residents a significant tax advantage over North Dakota's 2.5% rate.

Frequently Asked Questions

Midland vs Fargo — common questions

Is Midland or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 99 (US average = 100).
What is the rent difference between Midland and Fargo?
Median rent in Midland is $1,407/month and in Fargo it's $916/month — a difference of $491/month.
Which city has higher income, Midland or Fargo?
Median household income is $91,169 in Midland and $66,029 in Fargo. Median household income is $25,140/year higher in Midland.
How do taxes compare between Texas and North Dakota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Midland or Fargo?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Fargo details →

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