Cost of Living: Midland, TX vs Rochester, MN (2026)

Midland

Texas
99
VS

Rochester

Minnesota
93

Midland is 6% more expensive than Rochester.

$1,407/mo ↑ 7%
Median Rent
$1,316/mo ↓ 6%
$91,169/yr ↑ 4%
Median Income
$87,767/yr ↓ 4%
$298,600 ↑ 4%
Home Value
$287,500 ↓ 4%
$1,468/mo ↑ 10%
Owner Costs
$1,332/mo ↓ 9%
133,998
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.25%
State Sales Tax
6.875%
1.6%
Property Tax
1.11%

Affordability

18.5%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Rochester, MN, the overall cost of living indices are 99 and 93 respectively (national median = 100). Rent is $91/month cheaper in Rochester, saving renters about $1,092/year.

Median household income is $3,402/year higher in Midland. Home values also differ significantly — the median in Midland is $298,600 compared to $287,500 in Rochester.

Texas has no state income tax, giving Midland residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Midland vs Rochester — common questions

Is Midland or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 99 (US average = 100).
What is the rent difference between Midland and Rochester?
Median rent in Midland is $1,407/month and in Rochester it's $1,316/month — a difference of $91/month.
Which city has higher income, Midland or Rochester?
Median household income is $91,169 in Midland and $87,767 in Rochester. Median household income is $3,402/year higher in Midland.
How do taxes compare between Texas and Minnesota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Midland or Rochester?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Rochester details →

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