Cost of Living: Midland, TX vs Simi Valley, CA (2026)

Midland

Texas
99
VS

Simi Valley

California
200

Midland is 50% cheaper than Simi Valley.

$1,407/mo ↓ 44%
Median Rent
$2,513/mo ↑ 79%
$91,169/yr ↓ 23%
Median Income
$117,703/yr ↑ 29%
$298,600 ↓ 60%
Home Value
$753,500 ↑ 152%
$1,468/mo ↓ 43%
Owner Costs
$2,576/mo ↑ 75%
133,998
Population
125,769

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

18.5%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Simi Valley, CA, the overall cost of living indices are 99 and 200 respectively (national median = 100). Rent is $1,106/month cheaper in Midland, saving renters about $13,272/year.

Median household income is $26,534/year higher in Simi Valley. Home values also differ significantly — the median in Midland is $298,600 compared to $753,500 in Simi Valley.

Texas has no state income tax, giving Midland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Midland vs Simi Valley — common questions

Is Midland or Simi Valley cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 200 (US average = 100).
What is the rent difference between Midland and Simi Valley?
Median rent in Midland is $1,407/month and in Simi Valley it's $2,513/month — a difference of $1,106/month.
Which city has higher income, Midland or Simi Valley?
Median household income is $91,169 in Midland and $117,703 in Simi Valley. Median household income is $26,534/year higher in Simi Valley.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Midland or Simi Valley?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Simi Valley has a cost index of 200 with rent of $2,513/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Simi Valley details →

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